SAVINGS

SAVINGS  /  CHECKING  /  INVESTMENTS  /  CURRENT RATES /

 
Regular Share Accounts

Your membership in Santa Rosa County Federal Credit Union is established by depositing $25.00 into a Regular Share Account. This account is your primary membership account and it entitles you to all the benefits the credit union has to offer. After you become a member, your spouse and family members are also eligible to join the Credit Union.

Our Regular Share Accounts require a minimum balance of $25.00 to stay on deposit as long as you maintain your account with the Credit Union and there are NO MONTHLY FEES to keep your account with us. We pay very competitive dividends quarterly on our Regular Share Accounts. Your savings are federally insured up to $100,000 per membership by NCUA (National Credit Union Administration, a U.S. Government Agency).

 

   
  Christmas Club Accounts
Make your holiday shopping easier this year--open a Christmas Club Account today.

Your Credit Union offers Christmas Club Accounts each year. The minimum deposit to open a Christmas Club Account is $5.00. Dividends are posted quarterly and you may make unlimited deposits to the account throughout the year. Christmas Club funds are transferred into your regular share account on November 1st each year.


 

   
     

TOP / HOME

 
 
 
 
 
 
 
 
 
 
 
  CHECKING ACCOUNTS

SAVINGS  /  CHECKING  /  INVESTMENTS  /  CURRENT RATES /

  Santa Rosa County Federal Credit Union offers a Share Draft (Checking) Account with the following exceptional benefits:
  • No minimum balance
  • No monthly service charge
  • No per check charges
  • Overdraft protection from your Regular Share Account
  • Overdraft protection from a Line of Credit Loan
  • Debit Card
  • ATM Card
  • 24-Hour access to your account through Call 24
  • Monthly Statements
  • Direct Deposit/Payroll Deduction
 
  Debit Cards--Like writing a check, only better!
Tired of writing checks? Love the ease of credit cards but worry about debt getting out of control? The solution is a debit card, and it is available now from your Credit Union. Santa Rosa County Federal Credit Union is now offering a MasterCard Debit Card. It looks just like a credit card and is accepted anywhere you see the MasterCard logo. The money you spend is automatically deducted from your share draft account. It's as though you wrote the merchant a check, but it's quicker and doesn't require you to go through the hassle of presenting identification in order to complete your transaction. At the end of the month, your purchases show up on your share draft statement for final verification.

Your Debit Card also acts as an ATM card, allowing you to obtain cash 24 hours a day from most automated teller machines. Call or stop by one of your credit union offices for a Debit Card application.



 
 

Debit Card

     

TOP / HOME

 
 
 
 
 
 
 
 
 
 
 
   INVESTMENTS

SAVINGS  /  CHECKING  /  INVESTMENTS  /  CURRENT RATES /


Term Share Certificates
Our Term Share Certificates offer some of the most attractive certificate rates in the area. The minimum balance for each certificate is $1,000.00. Dividends are paid monthly and can be reinvested into the certificate or can be transferred to another share account with the Credit Union.


Individual Retirement Accounts (IRA's)
We also offer very attractive rates on our IRA certificates. The minimum balance for each IRA certificate is $25.00. Dividends are paid quarterly and are reinvested into the IRA certificate.
 
 
     

TOP / HOME

 
 
 
 
 

Loans & Credit Cards / Savings & Checking / E-branch
Locations & Hours
/ Rates / Order Checks / Contact Us / Membership