CREDIT CARD RATES

CREDIT CARDS  /  LOANS  /  INVESTMENTS
 
MasterCard Classic
Annual fee None
Annual percentage rate for purchases 12.9%
Method of computing the balance for purchases and cash advances Average Daily Balance
(Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over-Credit-Limit fee $10.00
Platinum MasterCard
Annual fee None
Annual percentage rate for purchases 9.9%
Method of computing the balance for purchases and cash advances Average Daily Balance
(Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over-Credit-Limit fee $10.00

Come see one of our loan officers for more information and an application. 
 

  

 LOAN RATES

CREDIT CARDS  /  LOANS  /  INVESTMENTS
   as of JUNE 2010
Loan Type Approximate
Term		 Annual
Percentage Rate
New Automobile Loan Up to 60 Months 3.99%
New Automobile Loan Up to 72 Months 4.25%
New Automobile Loan Up to 84 Months 5.25%
Used Automobile Loan Up to 60 Months 3.99%
Used Automobile Loan Up to 72 Months 4.25%
OLDER Used Automobile Loan ASK  
Signature Loans Up to 48 Months 10.40% - 17.90%
Personal Property Loans Up to 48 Months 10.90%17.90%
Line of Credit Loans Up to 48 Months 9.90% - 14.90%
Vacation Loans Up to 12 Months 12.00%
Christmas Loans Up to 12 Months 12.00%
New Boat Loans Up to 120 Months 6.49%-14.49%
Used Boat Loans Up to 120 Months 6.49%-14.49%
New RV Loans Up to 120 Months 6.49%-14.49%
Used RV Loans Up to 120 Months 6.49%-14.49%
New Motor-home Loans Up to 120 Months 6.49%-14.49%
Used Motor-home Loans Up to 120 Months 6.49%-14.49%
New Motorcycle Loans Up to 72 Months 6.95%-14.95%
Used Motorcycle Loans Up to 72 Months 6.95%-14.95%
New Tractor Loans Up to 60 Months 8.90%-16.90%
Unimproved Property Loans Up to 144 Months 7.40%
Variable Rate Home Equity Up to 168 Months Prime + 2%
Home Equity Loan Up to 60 Months 4.95%
Home Equity Loan Up to 120 Months 5.75%
Home Equity Loan Up to 240 Months 5.95%

 Come see one of our loan officers for more information and an application. 
 

  


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APPLICATION
fill out and fax to:
Milton 623-2655
Jay 675-6702
Pace 995-4531
Midway 934-0166
 
  DEPOSITS

CREDIT CARDS  /  LOANS  /  INVESTMENTS
  Term Share Certificates - EFFECTIVE  JUNE 19, 2010
Term Share Certificates Interest Rate Annual Percentage Yield
3 Month Term 0.50% 0.50%
6 Month Term 0.80% 0.80%
12 Month Term 1.14% 1.15%
18 Month Term 1.14% 1.15%
24 Month Term 1.74% 1.75%
30 Month Term 1.74% 1.75%
36 Month Term 1.98% 2.00%
 
Individual Retirement Accounts (IRA's) - EFFECTIVE  JUNE 19, 2010
IRA Certificates Interest Rate Annual Percentage Yield
12 Month Term 1.15% 1.15%
24 Month Term 1.74% 1.75%
36 Month Term 1.99% 2.00%

 Come see one of our Members Services Representative for more information and an application.
Rates updated 06/16/2009 

 		 

 
     

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