| |
|
MasterCard
Classic |
|
Annual
fee |
None |
|
Annual
percentage rate for purchases |
12.9% |
|
Method of
computing the balance for purchases and cash advances |
Average
Daily Balance
(Including new purchases) |
|
Minimum
finance charge |
$0.50 |
|
Transaction fee for purchases |
None |
|
Over-Credit-Limit fee |
$10.00 |
|
Platinum
MasterCard |
|
Annual
fee |
None |
|
Annual
percentage rate for purchases |
9.9% |
|
Method of
computing the balance for purchases and cash advances |
Average
Daily Balance
(Including new purchases) |
|
Minimum
finance charge |
$0.50 |
|
Transaction fee for purchases |
None |
|
Over-Credit-Limit fee |
$10.00 |
Come see one of our loan officers for more
information and an application.
|
|
 |
| |
as of April 17, 2008
|
Loan Type |
Approximate
Term |
Annual
Percentage Rate |
| New
Automobile Loan |
Up to 60
Months |
5.50%-13.50% |
|
New Automobile
Loan |
Up to 72
Months |
5.75%-13.75% |
| New
Automobile Loan |
Up to 84
Months |
6.75%-14.75% |
|
Used
Automobile Loan |
Up to 60
Months |
5.50%-13.50% |
| Used
Automobile Loan |
Up to 72
Months |
5.75%-13.75% |
| OLDER Used
Automobile Loan |
ASK |
9.25%-17.25% |
|
Signature
Loans |
Up to 48
Months |
10.40% - 17.90% |
|
Personal
Property
Loans |
Up to 48
Months |
10.90%17.90% |
| Line of
Credit Loans |
Up to 48
Months |
9.90% - 14.90% |
|
Vacation Loans |
Up to 12
Months |
12.00% |
| Christmas
Loans |
Up to 12
Months |
12.00% |
|
New Boat Loans |
Up to 120
Months |
6.95%-14.95% |
| Used Boat
Loans |
Up to 120
Months |
6.95%-14.95% |
|
New RV Loans |
Up to 120
Months |
6.95%-14.95% |
| Used RV
Loans |
Up to 120
Months |
6.95%-14.95% |
|
New Motor-home Loans |
Up to 120
Months |
6.95%-14.95% |
| Used
Motor-home
Loans |
Up to 120
Months |
6.95%-14.95% |
|
New Motorcycle
Loans |
Up to 72
Months |
6.95%-14.95% |
| Used
Motorcycle Loans |
Up to 72
Months |
6.95%-14.95% |
|
New Tractor
Loans |
Up to 60
Months |
8.90%-16.90% |
| Unimproved
Property Loans |
Up to 144
Months |
7.40% |
|
Variable Rate
Home Equity |
Up to 168
Months |
Prime + 2% |
|
Home Equity
Loan |
Up to 60
Months |
5.95% |
|
Home Equity
Loan |
Up to 120
Months |
6.25% |
|
Home Equity
Loan |
Up to 240
Months |
6.50% |
Come see one of our loan officers for more
information and an application.
|
|
|
| |
Term Share Certificates
- EFFECTIVE
AUG 20, 2008
|
Term Share Certificates |
Interest Rate |
Annual Percentage Yield |
|
3
Month Term |
2.23% |
2.25% |
|
6
Month Term |
3.54% |
3.60% |
|
12
Month Term |
3.64% |
3.70% |
|
18
Month Term |
3.64% |
3.70% |
|
24
Month Term |
3.74% |
3.80% |
|
30
Month Term |
3.74% |
3.80% |
|
36
Month Term |
3.83% |
3.90% |
|
|
|
Individual Retirement Accounts (IRA's)
- EFFECTIVE
AUG 20, 2008 |
|
IRA Certificates |
Interest Rate |
Annual Percentage Yield |
|
12
Month Term |
3.65% |
3.70% |
|
24
Month Term |
3.75% |
3.80% |
|
36
Month Term |
3.84% |
3.90% |
Come see one of our
Members Services Representative for more
information and an application.
Rates updated
08/20/2008
|
|
|
|
